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Six Figures

Can You Earn Six Figures as an Estate Planner UK?

Can you really earn £100,000+ as an estate planner? What it takes, how long, and whether it's the right goal for you.

By Alex Stansbury, Founder
•
14 min read
•Updated January 2026

The Six-Figure Question

Can you earn £100,000+ as an estate planner?

Short answer: Yes, but...

  • •It's achievable
  • •It requires specific conditions
  • •It takes time to build
  • •It's not typical
  • •It may not be your goal

Six-figure earnings require:

  • •High volume OR premium pricing OR team
  • •Excellent business/sales skills
  • •Years of development
  • •Significant commitment

Industry reality:

  • •Average practitioner: £40,000-£60,000
  • •Above average: £60,000-£80,000
  • •Top 10%: £80,000-£100,000
  • •Top 5%: £100,000+

Let's examine how top earners reach six figures.

The Numbers Required

Maths to reach £100,000:

Route 1: Solo High Volume

  • •Cases needed: 200+ per year
  • •Average case value: £550
  • •Gross revenue: £110,000
  • •Business costs: ~£15,000
  • •Net: £95,000

Challenge: 200 cases = 17/month = 4/week consistently

Route 2: Premium Positioning

  • •Cases needed: 130-150 per year
  • •Average case value: £750-£800
  • •Gross revenue: £105,000
  • •Business costs: ~£12,000
  • •Net: £93,000

Challenge: Commanding premium fees requires strong positioning

Route 3: Team Building

  • •Your cases: 80/year × £500 = £40,000
  • •Team margin: 4 practitioners × £20,000 = £80,000
  • •Gross: £120,000
  • •Management costs: ~£15,000
  • •Net: £105,000

Challenge: Finding, training, managing practitioners

Route 4: Hybrid Model

  • •Your premium cases: 100 × £600 = £60,000
  • •Team margin: 2 practitioners × £25,000 = £50,000
  • •Gross: £110,000
  • •Costs: ~£12,000
  • •Net: £98,000

See Highest Paying Estate Planning Roles for role analysis.

Timeline to Six Figures

Realistic progression:

Year 1: Foundation

  • •Learning profession
  • •Building systems
  • •First clients
  • •Income: £25,000-£40,000

Year 2: Establishment

  • •Growing caseload
  • •Improving efficiency
  • •Building reputation
  • •Income: £40,000-£55,000

Year 3: Optimisation

  • •Full productivity
  • •Referral network active
  • •Premium positioning starting
  • •Income: £55,000-£70,000

Year 4: Growth

  • •High volume or premium achieved
  • •Or: First team member added
  • •Systems refined
  • •Income: £70,000-£85,000

Year 5+: Scale

  • •Top performance level
  • •Team potential
  • •Business systems mature
  • •Income: £85,000-£100,000+

Fastest path: 4-5 years for exceptional performers

Typical path: 6-8 years

No guarantee: Some never reach it (and may not want to)

Key accelerators:

  • •Starting with relevant experience
  • •Excellent sales/marketing skills
  • •Geographic advantage (affluent area)
  • •Business building mindset

What Six-Figure Earners Do Differently

Characteristics of top earners:

Business mindset:

  • •Think like business owners
  • •Invest in growth
  • •Systematic approach
  • •Data-driven decisions

Marketing excellence:

  • •Multiple client sources
  • •Referral systems optimised
  • •Online presence strong
  • •Reputation cultivated

Sales skills:

  • •High conversion rates
  • •Confident fee conversations
  • •Objection handling
  • •Follow-up systems

Efficiency focus:

  • •Time is money
  • •Systems for everything
  • •Delegation where possible
  • •Continuous improvement

Premium positioning:

  • •Target ideal clients
  • •Charge appropriately
  • •Reject poor fits
  • •Service excellence

Team building (often):

  • •Hire others to deliver
  • •Focus on business development
  • •Create leverage
  • •Build equity

What they sacrifice:

  • •May work longer hours
  • •Business stress
  • •Management responsibilities
  • •Less flexibility initially

See How to Get Estate Planning Clients for marketing strategies.

Is Six Figures Right for You?

Questions to consider:

What do you actually need?

  • •Lifestyle costs
  • •Family commitments
  • •Savings goals
  • •Retirement planning

What are you willing to sacrifice?

  • •Work-life balance
  • •Stress levels
  • •Management responsibility
  • •Flexibility

What energises you?

  • •Client work: Stay solo, maximise cases
  • •Business building: Consider team
  • •Balance: Accept good income, not maximum

Alternative perspective:

£60,000 with balance vs £100,000 with stress

£60,000 scenario:

  • •12 cases/month
  • •35 hours/week
  • •Flexible schedule
  • •Low stress
  • •Complete autonomy

£100,000 scenario:

  • •20+ cases/month or team management
  • •45-50 hours/week
  • •Schedule pressure
  • •Higher stress
  • •Business responsibilities

Both are valid choices.

Many practitioners deliberately stop growing at £60,000-£70,000 because quality of life matters more than maximum income.

Action Plan for Six Figures

If six figures is your goal:

Year 1-2: Foundation

  • •Best possible training
  • •Join established company initially
  • •Master the basics
  • •Excellent client service
  • •Start building reputation

Year 3-4: Establish

  • •Move to independence or high-commission role
  • •Develop referral network
  • •Create efficient systems
  • •Premium positioning
  • •Marketing that works

Year 5-6: Accelerate

  • •Maximise case volume OR
  • •Add team members OR
  • •Premium fees established
  • •Multiple revenue streams
  • •Strong brand

Year 6+: Maintain

  • •Systems mature
  • •Team delivering (if applicable)
  • •Referrals flowing
  • •Six figures achieved

Metrics to track:

  • •Cases per month
  • •Average case value
  • •Conversion rate
  • •Lead sources
  • •Time per case
  • •Net margin

Reality check:

Six figures is achievable but requires sustained effort over years. Most people who pursue it are happy they did. Some discover they prefer balance. Both outcomes are fine.

Resources:

Key Takeaways

  • Six figures is achievable but not typical—top 5-10% reach it
  • Requires high volume, premium pricing, or team building
  • Realistic timeline: 5-8 years of dedicated development
  • Top earners combine business mindset with professional excellence
  • Consider whether six figures aligns with your life goals
  • Good income with balance may be better than maximum with stress

Frequently Asked Questions

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